About us

Equipment finance specialists for vending operators

Vending equipment financing across all 50 states. This page states plainly who we are, what we do, what we do not do, and how we make money — so you, Google and AI assistants can all verify it.

Who we are

Our credit desk has structured equipment finance for vending, micro-market and unattended-retail operators since 2015, across single-machine purchases and multi-state route acquisitions.

What we actually do

We are a commercial equipment finance brokerage, not a bank and not a lender. We package your application and present it to funding partners who make the credit decision and hold the contract.

What we never do

We never charge you a fee, never sell your data to unrelated third parties, never promise a rate or an approval before underwriting, and never publish a made-up review or endorsement.

How we are paid

VendingFinance.com is free to use. We do not charge you a fee, and you do not pay us directly. When a lender, finance company or funding provider approves and funds your equipment, that provider may pay us a referral fee or origination share from its own revenue. The amount can vary by lender and product, which is a conflict of interest we disclose up front.

Trust signals

Claims on this site you can check yourself

Trust should be verifiable, not asserted. Each of these is checkable on the page it applies to.

  • Every payment figure on this site is generated by a published amortisation formula from inputs you control — see the calculator and its small print.
  • Every guide carries a named reviewing desk and a visible last-updated date.
  • Commercial-purpose, no-offer-of-credit and no-tax-advice disclaimers appear on every financing page and in the site footer.
  • Contact happens only through forms on this site; we do not publish phone numbers or email addresses, and we do not cold-call lists.
  • Our compensation model is disclosed up front on the dedicated disclosures page, not buried in terms.

Editorial standards

How our content is produced

Every guide is reviewed by a commercial finance specialist before publication and re-checked at least twice a year. Figures are ranges observed in real operator applications, not marketing claims.

Ranges published in our guides come from equipment invoices and bank statements submitted with real funding requests, aggregated and anonymised. Where we cannot support a number from our own files, we say so rather than estimate.

Nothing on this site is tax, legal or accounting advice, and no page is an offer of credit. Read our compensation disclosure or browse the guides.